Clubs Combined Liability Cover

Cover is provided in respect of any authorised and/or recognised activity of The BMC.

This should be read in conjunction with the following list of declared activities which, whilst not exhaustive, indicates the type of activities which should be expected, as follows:

Arranging and participation in all forms of mountaineering, hill walking and climbing activities, including mountaineering, climbing, scrambling, bouldering, hill walking, ski mountaineering and ski touring, canyoning, coasteering, fell and mountain running.

Club members are covered for these activities whether undertaken as part of a club meet or on an individual/personal basis.

Clubs are also covered for arranging instruction courses in skills relevant to insured activities, social activities of interests to mountaineers, the publication of newsletters and journals about the clubs activities and other mountaineering, hill walking and climbing activities, including the maintenance of a library.  

Cover is also included for representation on any management committee or acting as a trustee with respect to the operation of mountaineering huts

Secondary Activities (i.e. activities which are not be the main activities of the club):

These include canoeing, kayaking, cycling and mountain biking and club members are only covered for these secondary activities in the context of club meets

Employers Liability

Cover can be extended to include an indemnity to protect the club in respect of legal liability for damages and legal costs arising out of death or injury caused to employees in the course of their employment.

Should you require Employers Liability, we can provide this without additional premium. The limit of indemnity per incident will be £10 million with the exception of terrorism which will be limited to £5 million per period.

If you wish to apply for Employers Liability cover, please complete and return the application form.